The certainty of faith is utter assurance because it depends upon nothing of your own. It is entirely trusting that God is a propitious, pardoning God—the God who justifies sinners by forgiving them.
Sinners get faith as a gift when Christ takes their captivity captive.

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What is it to be an heir of the Reformation? It is to look outward to Christ bleeding and dying on the cross as Great Rescuer of sinners—of me.
Where Jesus speaks to us, takes ahold of us, and gives Himself to us.
God’s justification of us does not happen secretly in our spirits. God justifies you and me in His absolving Word
The Lutheran Reformation was a reformation of the Christian imagination alongside its theology.
The Reformation handed over the crystal-clear Gospel of Jesus Christ on to the next generation.
So bondage meets freedom, and God becomes our Master through Christ.
Luther contends that even our best spiritual, theological, and moral efforts are insufficient to save us.
Rather than presenting Christ’s words as a rule or a threat, Luther reveals it to be the promise of God.
These teachings are the heart of the Reformation…If it is about you, it isn’t about Jesus.
This emphasis in Luther also applied to his understanding of the sacraments, and particularly comes out in his writings on the Lord’s Supper in his Large Catechism.
If this opening verse offers to us both door and doorkeeper, then the doorkeeper stands with the door held securely shut.
Desiderius Erasmus and many humanists had for a while held out hope for Luther’s call for reform and many of the reformers were themselves, to some degree, humanists.