The certainty of faith is utter assurance because it depends upon nothing of your own. It is entirely trusting that God is a propitious, pardoning God—the God who justifies sinners by forgiving them.
Sinners get faith as a gift when Christ takes their captivity captive.

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Where there’s more sin, there’s more grace! Are you comfortable with that? That the greater the sin, the greater the grace? Could it be that easy?