The certainty of faith is utter assurance because it depends upon nothing of your own. It is entirely trusting that God is a propitious, pardoning God—the God who justifies sinners by forgiving them.
Sinners get faith as a gift when Christ takes their captivity captive.

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While I was still an over-eager seminarian the professor warned me, “Mr. Riley, this is exciting stuff.
Freedom from the Law does not come through personal perfection, it comes through Jesus Christ. The answer is not a better you, but a you who is united to God through Christ.
A friend of mine recently expressed to me his rather unique thoughts on Narcissus.
Christ rose from the grave so that the eternal Light of Christ would be your forever identity.
Even “our faith” is a gift from God’s fatherly hand. Our performance, desire, and perseverance do not factor into God’s will for us.
The empty space in our hearts that we try to fill with stuff is filled only by the Maker of all things. An iPhone won’t fill that gap. Only a crucified and resurrected God fits in there.
His forgiveness gives us the courage to watch out for our neighbor in both the present and the future, and to act with wisdom while understanding failures are still ahead.
You are made new by the eternal satisfaction for sin in Christ, by the precious treasure at God’s right hand.
Christian freedom and Christian love go together in a most wonderful way.
In Christ we are freed to be for our neighbor without fear of sin and damnation falling upon us.
So bondage meets freedom, and God becomes our Master through Christ.
Luther contends that even our best spiritual, theological, and moral efforts are insufficient to save us.